All borrowers can get a great rate with an Ascend Personal Loan


Borrowers who are better than their credit score can enroll in our RateRewards Program that lets great borrowers reduce their interest costs up to 50%.

1. GET YOUR ASCEND PERSONAL LOAN

Get an Ascend Personal Loan with a low rate and payment that will never change.

2. ENROLL IN OPTIONAL RATEREWARDS PROGRAM

Better borrowers can enroll in the optional RateRewards Program.

3. EARN REWARDS

Earn rewards each month through responsible financial behaviors.

4. LOWER YOUR PAYMENT

Your monthly interest costs and total payment will be reduced by the reward you earn.

Who is Ascend?


We are an experienced team of lending, technology, and data professionals who are committed to developing fairer ways to price less than perfect borrowers.


We believe credit scores aren't very accurate at predicting how good of a borrower you will be in the future, and that you deserve a chance to prove you're better than your credit score indicates.


If you demonstrate good financial habits that reduce our risk, we'll lower your interest cost.
It's that simple.

You're in good company.